Xp Inc Stock Analysis

Xp Stock Analysis Notes

About 98.0% of the company outstanding shares are owned by institutional investors. The book value of Xp was at this time reported as 8.56. The company last dividend was issued on the 10th of December 2025. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits product structuring and capital markets services for corporate clients and issuers of fixed income products advisory services for mass-affluent and institutional clients and wealth management services for high-net-worth customers and institutional clients. The company was founded in 2001 and is based in So Paulo, Brazil. XP Inc operates under Capital Markets classification in the United States and is traded on NASDAQ Exchange. It employs 6948 people. For more information please call the company at 55 11 3075-0429 or visit https://www.xpinc.com.

Xp Inc Investment Alerts

Xp Largest EPS Surprises

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Xp Environmental, Social, and Governance (ESG) Scores

Xp Stock Institutional Investors

Note, although Xp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Xp Market Capitalization

The company currently falls under 'Large-Cap' category with a market capitalization of 10.28 B.

Xp Profitablity

The company has Net Profit Margin (PM) of 0.29 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.29 %, which signifies that for every $100 of sales, it has a net operating income of $0.29.

Management Efficiency

Xp Inc has Return on Asset (ROA) of 0.0142 % which means that for every $100 of assets, it generated a profit of $0.0142. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.2251 %, which means that it produced $0.2251 on every 100 dollars invested by current stockholders. Xp's management efficiency ratios could be used to measure how well Xp manages its routine affairs as well as how well it operates its assets and liabilities. As of 02/04/2026, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0.03. At this time, Xp's Liabilities And Stockholders Equity is relatively stable compared to the past year. As of 02/04/2026, Total Current Liabilities is likely to grow to about 236.8 B, while Non Current Liabilities Other is likely to drop slightly above 958.7 M.

Technical Drivers

As of the 4th of February, Xp owns the market risk adjusted performance of 0.189, and Standard Deviation of 2.67. In relation to fundamental indicators, the technical analysis model lets you check practical technical drivers of Xp Inc, as well as the relationship between them.

Xp Inc Price Movement Analysis

Xp Outstanding Bonds

Xp Predictive Daily Indicators

Xp Corporate Filings

Xp Forecast Models

Xp's time-series forecasting models are one of many Xp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Xp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Xp Bond Ratings

Xp Inc financial ratings play a critical role in determining how much Xp have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Xp's borrowing costs.

Xp Inc Debt to Cash Allocation

Xp Inc reports 115.13 B of total liabilities with total debt to equity ratio (D/E) of 4.36, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Xp Inc has a current ratio of 1.26, indicating that it may not have the ability to pay its debt commitments in time. Note however, debt could still be an excellent tool for Xp to invest in growth at high rates of return.

Xp Total Assets Over Time

Xp Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Xp uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Xp Debt Ratio

32.0

It seems slightly above 68% of Xp's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Xp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Xp, which in turn will lower the firm's financial flexibility.

Xp Corporate Bonds Issued

Xp Net Debt

Stock analysis is the technique used by a trader or investor to examine and evaluate how Xp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Xp shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Xp. By using and applying Xp Stock analysis, traders can create a robust methodology for identifying Xp entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Xp analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Xp analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Xp Inc stock analysis indicators help investors evaluate how Xp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Xp shares will generate the highest return on investment. By understating and applying Xp stock analysis, traders can identify Xp position entry and exit signals to maximize returns.

When running Xp's price analysis, check to measure Xp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Xp is operating at the current time. Most of Xp's value examination focuses on studying past and present price action to predict the probability of Xp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Xp's price. Additionally, you may evaluate how the addition of Xp to your portfolios can decrease your overall portfolio volatility.